OS3N Flow
Live in sandbox · Production rolling out
Built for Lovable →

One API for global bank data

Integrate once. Cover Plaid (US/CA) and TrueLayer (EU/UK incl. Revolut) through a single normalized endpoint. Built for fintech apps, personal finance dashboards, and accounting tools.

No credit card required · Sandbox access in minutes

Who it's for

If your app needs to read user bank transactions, OS3N Flow saves you weeks of provider integrations.

Personal finance apps

Show users every transaction across every bank — Revolut, Chase, Monzo — in one feed.

Accounting & SMB tools

Pull business bank activity for bookkeeping, invoicing, and tax automation.

Multi-tenant platforms

Our proxy layer lets your partner serve thousands of end users under one API key.

Wealth & advisors

Aggregate client accounts across countries for advisors and family-office dashboards.

How it works

1. Create an API key

Sign up, open the dashboard, generate a key in seconds.

2. Connect a bank

Use our drop-in Plaid or TrueLayer flow. Tokens are encrypted at rest.

3. Fetch transactions

GET /api/public/v1/transactions returns normalized data across providers.

New integration

Add bank data to any Lovable app

Drop a “Connect bank account” button into your Lovable project. One API key, three magic endpoints, and your users see their real transactions inside your app.

// POST from a Lovable app
POST /api/public/lovable/link-start
Header: X-OS3N-Key: os3n_...
Body: { "lovable_user_id": "user_123" }

Built for production

AES-256-GCM

Every provider token is encrypted before it touches the database.

Unified schema

Same fields whether the source is Plaid or TrueLayer.

Global coverage

US, Canada, UK, EU today. LATAM next via TrueLayer.

Background sync

Cron-driven incremental pulls. Cursors where supported.

Simple pricing

Start free. Upgrade when you connect real users. Provider fees (Plaid / TrueLayer) are passed through transparently on paid plans.

For developers
Starter
$0
  • 1 connected bank
  • 100 API calls/mo
  • 30 days history
  • Sandbox + live
Start free
Most popular
For early fintech
Growth
$49/mo
  • 10 connected banks
  • 10,000 API calls/mo
  • 2 years history
  • Email support
Choose Growth
Growing SaaS
Scale
$199/mo
  • 50 connected banks
  • 100k API calls/mo
  • Full history
  • Priority support + webhooks
Choose Scale
Unlimited
Enterprise
Custom
  • Unlimited banks & calls
  • Multi-tenant proxy
  • SLA + dedicated onboarding
  • Custom routing
Contact sales

Ready to ship bank data?

Sign up in 30 seconds, connect a sandbox bank, and pull your first transaction in under 5 minutes.